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Fixed Rate Loan

A simple, flexible loan, that let’s you choose one of the protection of competitive fixed rates from 1-5 years. Plus, all the benefits you need to make managing your loan very straightforward.

This Fixed Rate Loan could be the perfect loan if you are:

  • A home owner or investor wanting protection from changing interest rates
  • A home owner or investor seeking to combine a fixed and variable loan together
  • Looking for a better deal or consolidating expensive debt


Fixed Rate Loan Features *

Our Fixed Rate Loan is packed with flexible features. Here are some of them…

Loan Amounts $50000.00 to $2000000.00
Minimum of $25000.00 in combination or split.
Interest Rate Type 1 to 5 year Fixed rate
Term 10 to 30 years
Repayment Type Principal and Interest (amortising) or Interest only up to 5 years.
Combinations and Splits Can split up to 4 accounts (will consider more). Can combine with other products
Repayment Options Direct Debit either monthly or fortnightly Internet or telephone transfers from pre-nominated account for additional repayments
Additional Repayments Maximum of $10,000 pa for fixed accounts without incurring break costs
Redraw Facility Not available
Withdrawals Not available
Salary Crediting? No
Ability to Switch Can switch all or part of loan limit to another product. Automatically reverts to Advantage Rate Loan after Fixed Rate term
Statement Issued P&I Quarterly, I/O Monthly
Other Fees No account keeping or on-going fees. Break Costs apply if loan is discharged within Fixed Rate term
Substitution Can substitute security within loan limit

* While we have taken all reasonable care in producing this information, we do not promise that it contains all the information you need to answer all your questions. All product details, interest rates, terms, conditions and other information may change at any time without notice.

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News

  • Firstfolio on the march
    January 7, 2010 | 8:21 pm

    Firstfolio Limited, parent company of myloanmyway, kicked off 2010 having completed three acquisitions of home loan groups and signed off on a major distribution deal.

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