Home > Home loans from first home buyer to investment loan > Fixed Rate Home Loan – Fixed loans to 1-5 years

Fixed Rate Loan

A simple, flexible loan, that let’s you choose one of the protection of competitive fixed rates from 1-5 years. Plus, all the benefits you need to make managing your loan very straightforward.

This Fixed Rate Loan could be the perfect loan if you are:

  • A home owner or investor wanting protection from changing interest rates
  • A home owner or investor seeking to combine a fixed and variable loan together
  • Looking for a better deal or consolidating expensive debt


Fixed Rate Loan Features *

Our Fixed Rate Loan is packed with flexible features. Here are some of them…

Loan Amounts $50,000 to $2,000,000
Minimum of $25,000 in combination or split.
Interest Rate Type 1 to 5 year Fixed rate
Term 10 to 30 years
Repayment Type Principal and Interest (amortising) or Interest only up to 5 years.
Combinations and Splits Can split up to 4 accounts (will consider more). Can combine with other products
Repayment Options Direct Debit either monthly or fortnightly Internet or telephone transfers from pre-nominated account for additional repayments
Additional Repayments Maximum of $10,000 pa for fixed accounts without incurring break costs
Redraw Facility Not available
Withdrawals Not available
Salary Crediting? No
Ability to Switch Can switch all or part of loan limit to another product. Automatically reverts to Advantage Rate Loan after Fixed Rate term
Statement Issued P&I Quarterly, I/O Monthly
Other Fees No account keeping or on-going fees. Break Costs apply if loan is discharged within Fixed Rate term
Substitution Can substitute security within loan limit

* While we have taken all reasonable care in producing this information, we do not promise that it contains all the information you need to answer all your questions. All product details, interest rates, terms, conditions and other information may change at any time without notice.

Call us now to speak to one of our experienced home loan professionals and we will work out how much we can SAVE you by doing it the NEW WAY! Or Click here to apply for your Equity Line of Credit right now.

Quick Home Loan Approval

Get your Loan pre-approved in just 2 minutes!

Compare & Save

Compare our rates and fees and SAVE thousands!

Loan Calculators

Find out how much you can borrow!


News

  • A Home a Day Being Repossessed in Victoria
    May 31, 2010 | 2:21 pm

    Data by the Sheriff’s Office of Victoria shows that about one home per day is being repossessed. From July 2009 to March 2010, it has been tallied that around 250 properties have been taken by the state while 1,388 repossession writs were files in the Supreme Court. This shows that rising home loan rates are [...]

  • RBA takes interest rates up 0.25%
    May 4, 2010 | 4:25 pm

    The RBA has been forced to tighten monetary policy for the third time this year – taking the official cash rate to 4.5 per cent.
    Homeowners will pay around $50 a month more on their mortgages after the RBA raised the official cash rate 25 basis points, on the back of strong underlying inflation and surging [...]

  • Firstfolio joins the perennial brokers
    April 14, 2010 | 3:31 pm

    The recent history of the mortgage sector suggests that as soon as the big banks grab an indecent portion of market share, new players emerge to nibble away at the spoils.
    In the early 1990s, new rivals such as Aussie Home Loans, Wizard and RAMS sprung from the scorched landscape, before themselves being subsumed. Firstfolio a [...]

  • RSSArchive for News »